Hello again - time for an update!!!!
Been to ireland in the neighbours Saab 9-3 eatate, but back now and took today off to try to dismantle the oil cooler. Things got off to a bad start when I could not jack the car up high enough on our sloping and uneven drive to either get the front wheels on my ramps or put axles stands under
So I concentrated on looking from above......and it looks like I can't get to the oil cooler unless I:
a) take the undertay off and go from underneath,
b) take the front bumper off and remove radiator and cooling fan (and maybe intercooler).
At this point I gave up, carried on cleaning as best I could, and then re-assembled the hoses etc.
A neighbour has just given me the card of a local mobile mechanic, and I have just called him. Hopefully he can come and tell us once and for all what exactly is wrong, and give me a price on fixing it. Then we'll take it from there, because I don't appear to have the tools, time or facilities to sort this myself