Unfortunately you're not really insuring your car, you're insuring against the damage you can do to other cars... and as lots of companies have an inability to stock parts (I'm looking at you JLR) so that people end up in a loan car for 6-12 months.... and/or ramped up the prices on parts to an unsustainable level even a minor bump can run into several thousand quids worth of parts needed if it's a new model...
Yes that is true (and yes, take the point about JLR - parts supply seems to be an issue for some reason. They do arrive eventually, but if you get told something is on back order with no ETA, it's a problem!!).
Luckily, my son is not expecting me to fork out £3500 to insure him on his own car. He's doing overtime, buying and selling things that makes him a bit more, and raiding his own savings!!! So in that sense, I don't mind spending a few quid here and there on his car to get things fixed/working again. And he's still insured on my 107, which only cost me an extra 300 quid or so to add him on.
As we get closer to getting the car in good condition for the MOT, I need to work out how to do it, as I have never SORNed a car before, and so never "recommissioned" a SORNed car and got it back on the road. Currently, the car has no tax, no MOT and no insurance. To get the tax, the car needs an MOT. But without the tax, it shouldn't be driven on the road to try and get an MOT......
So what to do? Do I need a transporter?
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